:root {
  --navy: #0b1c3b;
  --navy-2: #102547;
  --ink: #0f172a;
  --muted: #5b6b85;
  --line: #e4e9f2;
  --needs: #38bdf8;
  --wants: #fbbf24;
  --savings: #34d399;
  --accent: #10b981;
  --accent-ink: #065f46;
  --page: #ffffff;
  --soft: #f6f8fc;
  --radius: 14px;
  --maxw: 1080px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--page);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--accent-ink); }
img { max-width: 100%; }

.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }

/* ---------- Top nav ---------- */
.nav {
  position: sticky; top: 0; z-index: 10;
  background: rgba(11, 28, 59, 0.92);
  backdrop-filter: saturate(1.4) blur(8px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.nav .wrap { display: flex; align-items: center; justify-content: space-between; height: 64px; }
.brand { display: flex; align-items: center; gap: 12px; color: #fff; text-decoration: none; font-weight: 700; letter-spacing: -0.01em; }
.brand:hover { color: #fff; }
.logo { display: inline-flex; align-items: flex-end; gap: 3px; height: 26px; }
.logo span { width: 7px; border-radius: 3px; display: block; }
.logo .b1 { height: 14px; background: var(--needs); }
.logo .b2 { height: 22px; background: var(--wants); }
.logo .b3 { height: 26px; background: var(--savings); }
.nav-links a { color: #c7d2e6; text-decoration: none; margin-left: 22px; font-size: 15px; }
.nav-links a:hover { color: #fff; }

/* ---------- Hero ---------- */
.hero { background: linear-gradient(180deg, var(--navy), var(--navy-2)); color: #fff; }
.hero .wrap { padding: 72px 24px 84px; display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 48px; align-items: center; }
.hero h1 { font-size: 46px; line-height: 1.08; margin: 0 0 18px; letter-spacing: -0.02em; }
.hero p.lead { font-size: 19px; color: #c7d2e6; margin: 0 0 30px; max-width: 34ch; }
.eyebrow { display: inline-block; font-size: 13px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--savings); margin-bottom: 16px; }

.stores { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }
.store-badge {
  display: inline-flex; align-items: center; gap: 10px;
  background: #fff; color: var(--ink); text-decoration: none;
  padding: 12px 18px; border-radius: 12px; font-weight: 600;
  border: 1px solid rgba(255,255,255,0.2);
}
.store-badge small { display: block; font-size: 11px; color: var(--muted); font-weight: 500; }
.store-badge .svc { font-size: 15px; line-height: 1.15; }
.store-badge:hover { transform: translateY(-1px); }
.store-note { color: #9fb0cc; font-size: 13px; margin-top: 12px; }

/* phone mock */
.phone { justify-self: center; width: 260px; aspect-ratio: 9/19; background: #0a1830; border-radius: 34px; border: 8px solid #1c3157; box-shadow: 0 30px 60px rgba(0,0,0,0.4); padding: 22px 18px; }
.phone .bars { display: flex; align-items: flex-end; gap: 12px; height: 130px; margin-top: 8px; }
.phone .bar { flex: 1; border-radius: 8px 8px 0 0; }
.phone .bar.n { height: 55%; background: var(--needs); }
.phone .bar.w { height: 78%; background: var(--wants); }
.phone .bar.s { height: 100%; background: var(--savings); }
.phone .label { color: #9fb0cc; font-size: 12px; margin-top: 14px; }
.phone .row { height: 12px; background: #16294a; border-radius: 6px; margin: 10px 0; }
.phone .row.short { width: 60%; }

/* ---------- Sections ---------- */
section.band { padding: 72px 0; }
section.band.soft { background: var(--soft); }
h2.section-title { font-size: 30px; letter-spacing: -0.02em; margin: 0 0 8px; text-align: center; }
p.section-sub { text-align: center; color: var(--muted); margin: 0 auto 44px; max-width: 52ch; }

.features { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; }
.card .ic { width: 40px; height: 40px; border-radius: 10px; display: grid; place-items: center; font-size: 20px; margin-bottom: 14px; background: var(--soft); }
.card h3 { margin: 0 0 6px; font-size: 18px; }
.card p { margin: 0; color: var(--muted); font-size: 15px; }

/* ---------- CTA ---------- */
.cta { background: linear-gradient(180deg, var(--navy-2), var(--navy)); color: #fff; text-align: center; padding: 64px 0; }
.cta h2 { font-size: 28px; margin: 0 0 22px; }
.cta .stores { justify-content: center; }

/* ---------- Footer ---------- */
footer { background: var(--navy); color: #9fb0cc; padding: 40px 0; font-size: 14px; }
footer .wrap { display: flex; justify-content: space-between; align-items: center; gap: 20px; flex-wrap: wrap; }
footer a { color: #c7d2e6; text-decoration: none; margin-left: 20px; }
footer a:first-child { margin-left: 0; }
footer a:hover { color: #fff; }

/* ---------- Legal (privacy / terms) ---------- */
.legal { background: var(--soft); }
.legal .doc { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); max-width: 800px; margin: 48px auto; padding: 48px; }
.legal h1 { font-size: 32px; margin: 0 0 4px; letter-spacing: -0.02em; }
.legal .updated { color: var(--muted); font-size: 14px; margin: 0 0 32px; }
.legal h2 { font-size: 20px; margin: 34px 0 10px; }
.legal h3 { font-size: 16px; margin: 22px 0 6px; }
.legal p, .legal li { color: #35435c; }
.legal ul { padding-left: 22px; }
.legal a { color: var(--accent-ink); }
.legal .back { display: inline-block; margin: 32px auto 0; }
.legal table { border-collapse: collapse; width: 100%; margin: 12px 0; font-size: 14px; }
.legal td, .legal th { border: 1px solid var(--line); padding: 8px 10px; text-align: left; vertical-align: top; }
.legal th { background: var(--soft); }

@media (max-width: 820px) {
  .hero .wrap { grid-template-columns: 1fr; padding: 48px 24px 56px; }
  .hero h1 { font-size: 36px; }
  .phone { display: none; }
  .features { grid-template-columns: 1fr; }
  .nav-links { display: none; }
  .legal .doc { padding: 28px; margin: 24px auto; }
}